Toledo Area Comparisons 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
 
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#1 Paramount
(Elite Essential HMO) 		 $395 Medical Mutual
(Advantage Classic HMO) 		 $2,695 Perennial Advantage
(Freedom HMO)  		 $5,416

#2

 Medical Mutual
(Advantage Classic HMO) 		 $475 Perennial Advantage
(Freedom HMO)  		 $2,775 Humana
(Gold Plus HMO-22)  		 $5,426
#3 Humana
(Gold Plus HMO-22) 		 $579 Humana
(Gold Plus HMO-22)  		 $2,832 Anthem
(Medicare Advantage HMO)  		 $5,956
#4 Perennial Advantage
(Freedom HMO)  		 $595 United HealthCare
(AARP Advantage Essentials HMO)  		 $3,188 United HealthCare
(AARP Advantage Essentials HMO)  		 $6,002
#5 Anthem
(Medicare Advantage HMO)  		 $714 SummaCare
(Advantage Sapphire HMO-$12) 		 $3,259 Paramount
(Elite Essential HMO)  		 $6,937
#6 Mount Carmel Health Plan
(MediGold No Premium HMO)  		 $858 Anthem
(Medicare Advantage HMO)  		 $3,304 SummaCare
(Advantage Sapphire HMO-$12) 		 $7,169
#7 United HealthCare
(AARP Advantage Essentials HMO) 		 $916 Aetna
(Premier HMO)  		 $3,354 Medical Mutual
(Advantage Classic HMO) 		 $7,262
#8 SummaCare
(Advantage Sapphire HMO-$12)		 $927 Paramount
(Elite Essential HMO)  		 $4,341 Mount Carmel Health Plan
(MediGold No Premium HMO)  		 $7,576
#9 Aetna
(Premier HMO) 		 $944 Mount Carmel Health Plan
(MediGold No Premium HMO)  		 $4,419 Aetna
(Premier HMO)  		 $7,900
#10 WellCare
(Simple Open PPO) 		 $1,163 WellCare
(Simple Open PPO)  		 $5,400 Devoted Health
(Core HMO)   		 $8,313
#11 Devoted Health
(Core HMO)  		 $1,281 Devoted Health
(Core HMO)   		 $5,655 WellCare
(Simple Open PPO)  		 $9,366
  Average: All Plans $804 Average: All Plans $3,747 Average: All Plans $7,028

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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