New York Metro - Staten Island & Richmond County Comparisons 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 HealthFirst
(65 Plus HMO)  		 $185 Cigna Healthcare
(True Choice PPO)  		 $2,405 Cigna Healthcare
(True Choice PPO)  		 $5,479
#2 Cigna Healthcare
(True Choice PPO)  		 $585 Centers Plan for Healthy Living
(Medicare Advantage Care HMO) 		 $2,856 Centers Plan for Healthy Living
(Medicare Advantage Care HMO) 		 $7,562
#3 Centers Plan for Healthy Living
(Medicare Advantage Care HMO) 		 $884 HealthFirst
(65 Plus HMO)  		 $2,885 EmblemHealth
(VIP Gold HMO-$54)		 $7,646
#4 WellCare
(Simple HMO) 		 $1,148 United HealthCare
(AARP Medicare Advantage Prime HMO) 		 $3,878 HealthFirst
(65 Plus HMO)  		 $8,393
#5 United HealthCare
(AARP Medicare Advantage Prime HMO) 		 $1,211 VNSNY Choice
(EasyCare HMO-$25)		 $3,960 United HealthCare
(AARP Medicare Advantage Prime HMO) 		 $8,466
#6 VNSNY Choice
(EasyCare HMO-$25) 		 $1,343 EmblemHealth
(VIP Gold HMO-$54)		 $3,979 Empire Blue Cross
(Medicare Advantage HMO-$24) 		 $9,241
#7 Aetna
(Medicare Value HMO)  		 $1,375 Aetna
(Medicare Value HMO) 		 $4,078 Aetna
(Medicare Value HMO) 		 $9,348
#8 Empire Blue Cross
(Medicare Advantage HMO-$24) 		 $1,848 Empire Blue Cross
(Medicare Advantage HMO-$24) 		  $4,532 VNSNY Choice
(EasyCare HMO-$25)		   $9,921
#9 EmblemHealth
(VIP Gold HMO-$54)		 $1,981 VillageCareMax
(Select Advantage HMO-$72)		 $5,341 MetroPlus
(Platinum HMO-$92)		 $10,275
#10 VillageCareMax
(Select Advantage HMO-$72)		 $3,029 WellCare
(Simple HMO) 		 $5,690 VillageCareMax
(Select Advantage HMO-$72)		 $10,595
#11 MetroPlus
(Platinum HMO-$92)		 $3,812 MetroPlus
(Platinum HMO-$92)		 $7,356 WellCare
(Simple HMO) 		 $10,676
  Average: All Plans $1,581 Average: All Plans $4,269 Average: All Plans $8,877

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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