New York Metro - Richmond County Comparisons

   

   
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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#1 Elderplan
(Flex HMO) 		 $530 Elderplan
(Flex HMO) 		 $3,398 HealthSpring
(True Choice PPO) 		 $6,438
#2 HealthFirst
(65 Plus HMO) 		 $881 VNSNY Choice
(EasyCare HMO-$25) 		 $3,463 United HealthCare
(AARP Medicare Advantage HMO) 		 $6,754
#3 Aetna
(Medicare Signature HMO) 		 $954 HealthSpring
(True Choice PPO) 		 $3,561 EmblemHealth
(VIP Gold HMO-$49)		 $7,583
#4 WellCare
(Simple HMO) 		 $1,090 Aetna
(Medicare Signature HMO) 		 $3,963 MetroPlus
(Platinum HMO-$59)		 $7,892
#5 VNSNY Choice
(EasyCare HMO-$25) 		 $1,279 EmblemHealth
(VIP Gold HMO-$49)		 $3,979 Elderplan
(Flex HMO) 		 $8,236
#6 HealthSpring
(True Choice PPO) 		 $1,310 United HealthCare
(AARP Medicare Advantage HMO) 		 $3,984 VNSNY Choice
(EasyCare HMO-$25) 		 $8,731
#7 Empire Blue Cross
(Medicare Advantage HMO-$44) 		 $1,653 HealthFirst
(65 Plus HMO) 		 $4,135 Aetna
(Medicare Signature HMO) 		 $8,955
#8 EmblemHealth
(VIP Gold HMO-$49)		 $1,776 WellCare
(Simple HMO) 		  $4,366 Empire Blue Cross
(Medicare Advantage HMO-$44) 		  $9,447
#9 United HealthCare
(AARP Medicare Advantage HMO) 		 $2,109 Empire Blue Cross
(Medicare Advantage HMO-$44)		 $4,590 VillageCareMax
(Select Advantage HMO-$59)		 $9,512
#10 VillageCareMax
(Select Advantage HMO-$59)		 $2,325 MetroPlus
(Platinum HMO-$59)		 $4,750 HealthFirst
(65 Plus HMO) 		 $9,852
#11 MetroPlus
(Platinum HMO-$59)		 $2,584 VillageCareMax
(Select Advantage HMO-$59)		 $4,757 WellCare
(Simple HMO) 		 $10,060
  Average: All Plans $1,499 Average: All Plans $4,086 Average: All Plans $8,496

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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