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San Francisco Area Comparisons

   

   
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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#1 Imperial Health
(Dynamic HMO) 		 $435 Imperial Health
(Dynamic HMO) 		 $920 Align Senior Care
(Advantage Care HMO)  		 $1,375
#2 Central Health Medicare
(Classic Care HMO)  		 $440 Align Senior Care
(Advantage Care HMO)  		 $1,285 Imperial Health
(Dynamic HMO) 		 $1,764
#3 Chinese Community Health Plan
(Senior Value HMO) 		 $541 Alignment Health Plan
(Platinum HMO)  		 $1,635 SCAN Health Plan
(SCAN Classic HMO)  		 $2,599
#4 Alignment Health Plan
(Platinum HMO) 		 $555 Central Health Medicare
(Classic Care HMO)   		 $1,879 Alignment Health Plan
(Platinum HMO)  		 $2,777
#5 Anthem Blue Cross
(Select HMO)  		 $620 SCAN Health Plan
(SCAN Classic HMO)  		 $2,081 Central Health Medicare
(Classic Care HMO)   		 $3,574
#6 Align Senior Care
(Advantage Care HMO) 
 $655 Chinese Community Health Plan
(Senior Value HMO)  		 $2,583 Chinese Community Health Plan
(Senior Value HMO)  		 $5,126
#7 SCAN Health Plan
(SCAN Classic HMO) 		 $809 Anthem Blue Cross
(Select HMO)   		 $2,907 Aetna
(Signature HMO)   		 $5,997
#8 Aetna
(Signature HMO)  		 $894 Aetna
(Signature HMO)   		 $3,268 Anthem Blue Cross
(Select HMO)   		 $6,642
#9 Kaiser Permanente
(Senior Advantage Basic HMO-$19)		 $1,039 Kaiser Permanente
(Senior Advantage Basic HMO-$19) 		 $3,687 Humana
(Choice PPO-$67) 		 $7,737
#10 WellCare
(Low Premium HMO)  		 $1,721 WellCare
(Low Premium HMO)  		 $4,469 United Healthcare
(AARP Medicare Advantage HMO-$69) 		 $7,894
#11 United Healthcare
(AARP Medicare Advantage HMO-$69)		 $2,363 Humana
(Choice PPO-$67) 		 $5,156 WellCare
(Low Premium HMO)   		 $9,262
#12 Humana
(Choice PPO-$67)		  $3,264 United Healthcare
(AARP Medicare Advantage HMO-$69) 		 $5,775 Kaiser Permanente
(Senior Advantage Basic HMO-$19) 		  $18,157
  Average: All Plans $1,111 Average: All Plans $2,970 Average: All Plans $6,075

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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