San Francisco Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 Alignment Health Plan
(Platinum HMO) 		 $360 Imperial Health
(Traditional HMO) 		 $785 Align Senior Care
(Advantage Care HMO) 		 $1,811
#2 Chinese Community Health Plan
(Senior Value HMO) 		 $360 Alignment Health Plan
(Platinum HMO) 		 $1,090 Alignment Health Plan
(Platinum HMO) 		 $1,838
#3 Imperial Health
(Traditional HMO) 		 $360 Align Senior Care
(Advantage Care HMO) 		 $1,165 Imperial Health
(Traditional HMO) 		 $3,132
#4 Central Health Medicare
(Classic Care HMO)  		 $366 Chinese Community Health Plan
(Senior Value HMO) 		 $1,600 SCAN Health Plan
(SCAN Classic HMO) 		 $4,569
#5 SCAN Health Plan
(SCAN Classic HMO) 		 $504 SCAN Health Plan
(SCAN Classic HMO) 		 $1,684 Chinese Community Health Plan
(Senior Value HMO) 		 $4,812
#6 Align Senior Care
(Advantage Care HMO) 
 $655 Humana
(Choice PPO-$11)		 $2,142 Humana
(Choice PPO-$11)		 $5,034
#7 Humana
(Choice PPO-$11)		 $670 Aetna
(Medicare Plus HMO)  		 $2,538 Aetna
(Medicare Plus HMO)  		 $5,088
#8 Anthem Blue Cross
(Select HMO)  		 $739 Anthem Blue Cross
(Select HMO)  		 $2,679 Central Health Medicare
(Classic Care HMO)  		 $5,599
#9 WellCare
(Simple Focus HMO)  		 $1,141 Central Health Medicare
(Classic Care HMO)  		 $3,365 United Healthcare
(AARP Medicare Advantage HMO-$49)		 $6,078
#10 Kaiser Permanente
(Senior Advantage Basic HMO) 		 $1,165 United Healthcare
(AARP Medicare Advantage HMO-$49)		 $4,523 Anthem Blue Cross
(Select HMO)  		 $6,202
#11 Aetna
(Medicare Plus HMO)  		 $1,310 WellCare
(Simple Focus HMO)  		 $5,066 WellCare
(Simple Focus HMO)  		 $8,958
#12 United Healthcare
(AARP Medicare Advantage HMO-$49)		  $2,102 Kaiser Permanente
(Senior Advantage Basic HMO)  		 $5,127 Kaiser Permanente
(Senior Advantage Basic HMO) 		  $10,458
  Average: All Plans $811 Average: All Plans $2,647 Average: All Plans $5,298

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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