San Diego Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
 
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#1 Astiva Health
(Premier HMO) 		 $280 Astiva Health
(Premier HMO) 		 $635 Alignment Health Plan
(Smart HMO) 		 $1,400
#2 Alignment Health Plan
(Smart HMO)		 $300 Alignment Health Plan
(Smart HMO) 		 $700 Astiva Health
(Premier HMO) 		 $2,228
#3 Blue Shield
(65 Plus HMO) 		 $350 Clever Care
(Longevity HMO)  		 $746 Clever Care
(Longevity HMO)  		 $2,338
#4 Imperial Health
(Traditional HMO) 		 $360 Imperial Health
(Traditional HMO)  		 $785 SCAN
(Alta HMO)  		 $2,649
#5 Central Health Medicare
(Classic Care HMO) 		 $366 SCAN
(Alta HMO)  		 $1,034 Imperial Health
(Traditional HMO)  		 $3,132
#6 Sharp Health
(Direct Advantage Gold HMO)  		 $375 Humana
(Gold Plus HMO-16)   		 $1,315 Humana
(Gold Plus HMO-16)  		 $3,165
#7 Clever Care
(Longevity HMO) 		 $376 Blue Shield
(65 Plus HMO)  		 $1,638 Central Health Medicare
(Classic Care HMO)  		 $3,356
#8 Molina Healthcare
(Choice Care HMO)  		 $401 Anthem
(Select HMO)  		 $1,899 Blue Shield
(65 Plus HMO)  		 $3,463
#9 Humana
(Gold Plus HMO-16)  		 $450 Aetna
(Medicare Plus HMO)   		 $2,288 Anthem
(Select HMO)  		 $3,867
#10 SCAN
(Alta HMO) 		 $504 Central Health Medicare
(Classic Care HMO)  		 $2,537 Aetna
(Medicare Plus HMO)   		 $4,338
#11 Anthem
(Select HMO)  		 $719 United Healthcare
(AARP Medicare Advantage HMO)  		 $2,638 United Healthcare
(AARP Medicare Advantage HMO)  		 $4,768
#12 United Healthcare
(AARP Medicare Advantage HMO) 		 $806 Kaiser Permanente
(Senior Advantage HMO)   		 $3,144 Kaiser Permanente
(Senior Advantage HMO)   		 $5,042
#13 Kaiser Permanente
(Senior Advantage HMO)  		 $875 Sharp Health
(Direct Advantage Gold HMO)   		 $3,781 Sharp Health
(Direct Advantage Gold HMO)   		 $6,127
#14 WellCare
(Simple Focus HMO) 		 $1,141 Molina Healthcare
(Choice Care HMO)   		 $4,470 WellCare
(Simple Focus HMO)  		 $7,548
#15 Aetna
(Medicare Plus HMO)  		 $1,310 WellCare
(Simple Focus HMO)  		 $4,611 Molina Healthcare
(Choice Care HMO)   		 $9,320
  Average: All Plans $574 Average: All Plans $2,148 Average: All Plans $4,183

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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