Richmond Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members* All Plans below include Medicare Part D - Drug Benefits Indicates $0 Premium Plans Click on the highlighted Medicare Plan below for enrollment details
The Medicare Advantage plan highlighted below represents "Excellence in 2025 Medicare Advantage Benefits Value"
RANK	If your health is EXCELLENT use this column Click here to view health status details	If your health is FAIR use this column Click here to view health status details	If your health is POOR use this column Click here to view health status details

#1	Sentara (Value HMO)	$351	Sentara (Value HMO)	$2,220	Anthem (Medicare Advantage HMO)	$4,277
#2	Humana (Gold Plus HMO-4)	$569	Humana (Gold Plus HMO-4)	$2,712	Cigna Healthcare (Preferred Medicare HMO)	$4,730
#3	Cigna Healthcare (Preferred Medicare HMO)	$605	Cigna Healthcare (Preferred Medicare HMO)	$2,815	Sentara (Value HMO)	$5,173
#4	United Healthcare (AARP Medicare Advantage HMO)	$806	United Healthcare (AARP Medicare Advantage HMO)	$2,953	United Healthcare (AARP Medicare Advantage HMO)	$6,714
#5	Anthem (Medicare Advantage HMO)	$852	Anthem (Medicare Advantage HMO)	$3,451	Humana (Gold Plus HMO-4)	$7,195
#6	Aetna (Medicare Select HMO)	$939	Aetna (Medicare Select HMO)	$3,594	Aetna (Medicare Select HMO)	$8,300
	Average: All Plans	$687	Average: All Plans	$2,958	Average: All Plans	$6,065

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included. Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies. Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans.

Medicare has neither reviewed nor endorsed this information. The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area. For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov.

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