Richmond Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 Anthem
(Medicare Advantage HMO)  		$340 Sentara
(Value HMO) 		 $2,197 Humana
(Gold Plus HMO-4) 		 $5,710
#2 Sentara
(Value HMO)  		 $346 Clear Spring Health 
(Essential HMO) 		 $2,264 Sentara
(Value HMO) 		 $6,285
#3 United Healthcare
(AARP Medicare Advantage HMO) 		 $524 Humana
(Gold Plus HMO-4)  		 $2,335 Clear Spring Health 
(Essential HMO) 		 $6,369
#4 Molina Healthcare
(Choice Care HMO) 		  $526 Anthem
(Medicare Advantage HMO) 		 $2,405 Cigna Healthcare
(Preferred Medicare HMO) 		 $6,713
#5 Clear Spring Health 
(Essential HMO) 		 $534 United Healthcare
(AARP Medicare Advantage HMO) 		 $2,708 Anthem
(Medicare Advantage HMO) 		 $6,720
#6 Humana
(Gold Plus HMO-4)  		 $550 Molina Healthcare
(Choice Care HMO) 		 $2,753 United Healthcare
(AARP Medicare Advantage HMO) 		 $7,722
#7 Cigna Healthcare
(Preferred Medicare HMO) 		 $560 Cigna Healthcare
(Preferred Medicare HMO) 		 $2,937 Molina Healthcare
(Choice Care HMO) 		 $8,546
#8 Aetna
(Medicare Select HMO)  		 $604 Aetna
(Medicare Select HMO)  		 $3,115 Aetna
(Medicare Select HMO)  		 $9,226
  Average: All Plans $498 Average: All Plans $2,589 Average: All Plans $7,161

*Annual estimated costs (out-of-pocket expenses) include applicable 2024 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($174.70 in 2024 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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