Phoenix Area Comparisons
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits
Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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| #1 | eTernal Health (Horizon HMO) |
$502 | Verda Health (Noble Care HMO) |
$1,359 | SCAN Health Plan (Classic HMO) |
$2,388 |
| #2 | Humana (Gold Plus HMO-74) |
$516 | SCAN Health Plan (Classic HMO) |
$1,548 | Verda Health (Noble Care HMO) |
$2,687 |
| #3 | SCAN Health Plan (Classic HMO) |
$579 | eTernal Health (Horizon HMO) |
$1,937 | Humana (Gold Plus HMO-74) |
$3,783 |
| #4 | Alignment Health Plan (Smart HMO) |
$585 | Humana (Gold Plus HMO-74) |
$2,107 | eTernal Health (Horizon HMO) |
$3,858 |
| #5 | WellPoint (Medicare Advantage HMO) |
$632 | WellPoint (Medicare Advantage HMO) |
$2,382 | HealthSpring (Preferred HMO) |
$3,956 |
| #6 | Verda Health (Noble Care HMO) |
$673 | Blue Cross Blue Shield (Blue Best Life Classic HMO) |
$2,423 | Blue Cross Blue Shield (Blue Best Life Classic HMO) |
$4,048 |
| #7 | Banner Health (Prime HMO) |
$730 | HealthSpring (Preferred HMO) |
$2,586 | United Healthcare (AARP Medicare Advantage HMO) |
$4,368 |
| #8 | United Healthcare (AARP Medicare Advantage HMO) |
$731 | Devoted Health (CORE HMO) |
$2,588 | Devoted Health (CORE HMO) |
$4,489 |
| #9 | Devoted Health (CORE HMO) |
$762 | Banner Health (Prime HMO) |
$2,691 | Banner Health (Prime HMO) |
$4,579 |
| #10 | HealthSpring (Preferred HMO) |
$870 | United Healthcare (AARP Medicare Advantage HMO) |
$2,711 | WellCare (Simple HMO) |
$4,640 |
| #11 | WellCare (Simple HMO) |
$920 | WellCare (Simple HMO) |
$3,021 | WellPoint (Medicare Advantage HMO) |
$4,786 |
| #12 | Blue Cross Blue Shield (Blue Best Life Classic HMO) |
$926 | Alignment Health Plan (Smart HMO) |
$3,060 | Alignment Health Plan (Smart HMO) |
$4,792 |
| #13 | Aetna (Prime HMO) |
$944 | Aetna (Prime HMO) |
$3,451 | Aetna (Prime HMO) |
$5,397 |
| Average: All Plans | $721 | Average: All Plans | $2,439 | Average: All Plans | $4,136 |
*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included. Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies. Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.
The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans.
Medicare has neither reviewed nor endorsed this information. The Senior Choice Gold Award is not given by Medicare.
This is not a complete listing of plans available in your service area. For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov.
(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.)
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