Northern New Jersey - Union County Comparisons

   

   
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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Click here to view health status details		 If your health is FAIR
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#1 Clover Health
(Classic HMO) 		 $640 Clover Health
(Classic HMO) 		 $2,870 Clover Health
(Classic HMO) 		 $6,183
#2 Humana
(Gold Plus HMO-100) 		 $856 Humana
(Gold Plus HMO-100) 		 $3,323 HealthSpring
(True Choice PPO)  		 $6,738
#3 WellCare
(Simple HMO) 		 $925 HealthSpring
(True Choice PPO)  		 $3,661 Humana
(Gold Plus HMO-100) 		 $6,867
#4 Aetna
(Medicare Prime Value HMO) 		 $954 Aetna
(Medicare Prime Value HMO) 		 $3,748 Aetna
(Medicare Prime Value HMO) 		 $8,487
#5 United HealthCare
(AARP Medicare Advantage HMO) 		 $968 WellCare
(Simple HMO) 		 $3,856 WellCare
(Simple HMO) 		 $8,680
#6 HealthSpring
(True Choice PPO)  		 $1,310 United HealthCare
(AARP Medicare Advantage HMO) 		 $3,988 United HealthCare
(AARP Medicare Advantage HMO) 		 $9,101
#7 Braven Health
(Medicare Freedom PPO-$40)		 $1,886 Braven Health
(Medicare Freedom PPO-$40)		 $4,870 Braven Health
(Medicare Freedom PPO-$40)		 $9,307
  Average: All Plans $1,077 Average: All Plans $3,759 Average: All Plans  $7,909

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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