Northern New Jersey - Bergen County Comparisons

 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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Click here to view health status details		 If your health is FAIR
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Click here to view health status details		 If your health is POOR
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#1 Humana
(Gold Plus HMO-63)  		$569 Humana
(Gold Plus HMO-63) 		 $2,472 Humana
(Gold Plus HMO-63) 		 $6,406
#2 Clover Health
(Premier HMO) 		 $580 Cigna Healthcare
(True Choice PPO)  		 $2,900 Cigna Healthcare
(True Choice PPO)  		 $6,940
#3 Cigna Healthcare
(True Choice PPO) 		 $585 Braven Health
(Medicare Choice PPO)  		 $3,308 Braven Health
(Medicare Choice PPO)  		 $8,080
#4 Braven Health
(Medicare Choice PPO) 		 $781 United HealthCare
(AARP Medicare Advantage HMO)  		 $3,478 United HealthCare
(AARP Medicare Advantage HMO)  		 $8,092
#5 United HealthCare
(AARP Medicare Advantage HMO) 		 $916 Aetna
(Medicare Value PPO)  		 $3,708 Aetna
(Medicare Value PPO)  		 $8,358
#6 WellCare
(Simple HMO) 		 $1,148 Clover Health
(Premier HMO) 		 $4,956 Clover Health
(Premier HMO)  		 $9,053
#7 Aetna
(Medicare Value PPO) 		 $1,355 WellCare
(Simple HMO) 		 $5,640 WellCare
(Simple HMO)  		 $10,526
  Average: All Plans $848 Average: All Plans $3,780 Average: All Plans  $8,208

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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