New York Metro - Nassau County Comparisons 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 HealthFirst
(65 Plus HMO)  		 $185 Humana
(Gold Plus HMO-27)  		 $2,852 Cigna Healthcare
(True Choice PPO)  		 $7,219
#2 Elderplan
(Flex HMO)  		 $411 Centers Plan for Healthy Living
(Medicare Advantage Care HMO) 		 $2,856 Humana
(Gold Plus HMO-27)  		 $7,410
#3 Humana
(Gold Plus HMO-27)  		 $569 HealthFirst
(65 Plus HMO)  		 $2,885 Centers Plan for Healthy Living
(Medicare Advantage Care HMO) 		 $7,562
#4 Cigna Healthcare
(True Choice PPO)  		 $585 Cigna Healthcare
(True Choice PPO)  		 $2,975 United HealthCare
(AARP Medicare Advantage Prime HMO) 		 $7,802
#5 Centers Plan for Healthy Living
(Medicare Advantage Care HMO) 		 $884 United HealthCare
(AARP Medicare Advantage Prime HMO) 		 $3,548 HealthFirst
(65 Plus HMO)  		 $8,393
#6 United HealthCare
(AARP Medicare Advantage Prime HMO) 		 $1,061 VNSNY Choice
(EasyCare HMO-$25)		 $3,960 EmblemHealth
(VIP Gold HMO-$125)		 $8,498
#7 WellCare
(Simple HMO) 		 $1,148 Aetna
(Medicare Value Select HMO)  		 $4,068 Aetna
(Medicare Value Select HMO)  		 $9,348
#8 Aetna
(Medicare Value Select HMO)  		 $1,355 Elderplan
(Flex HMO)  		  $4,722 Elderplan
(Flex HMO)  		    $9,921
#9 VNSNY Choice
(EasyCare HMO-$25) 		 $1,364 EmblemHealth
(VIP Gold HMO-$125)		 $4,831 Empire Blue Cross
(Medicare Advantage HMO-$51) 		 $9,942
#10 Empire Blue Cross
(Medicare Advantage HMO-$51) 		 $2,327 Empire Blue Cross
(Medicare Advantage HMO-$51) 		 $5,101 VNSNY Choice
(EasyCare HMO-$25)		 $9,971
#11 EmblemHealth
(VIP Gold HMO-$125)		 $2,833 VillageCareMax
(Select Advantage HMO-$72)		 $5,341 VillageCareMax
(Select Advantage HMO-$72)		 $10,595
#12 VillageCareMax
(Select Advantage HMO-$72)		 $3,029 WellCare
(Simple HMO) 		 $5,690 WellCare
(Simple HMO) 		 $10,676
  Average: All Plans $1,313 Average: All Plans $4,069 Average: All Plans $8,945

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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