Montgomery Area Comparisons

 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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RANK If your health is EXCELLENT
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Click here to view health status details		 If your health is FAIR
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Click here to view health status details		 If your health is POOR
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#1 Humana
(Gold Plus HMO-89) 		   $579 Humana
(Gold Plus HMO-89) 		 $2,277 Humana
(Gold Plus HMO-89) 		 $5,843
#2 Cigna Healthcare
(Preferred HMO) 		 $595 Cigna Healthcare
(Preferred HMO) 		  $2,780 Cigna Healthcare
(Preferred HMO) 		 $6,430
#3 VIVA Health
(Medicare Plus HMO)  		 $697 Blue Cross Blue Shield
(Blue Advantage Complete PPO) 		 $3,042 Blue Cross Blue Shield
(Blue Advantage Complete PPO) 		 $6,606
#4 United HealthCare
(AARP Medicare Advantage HMO) 		 $916 United HealthCare
(AARP Medicare Advantage HMO) 		 $3,123 United HealthCare
(AARP Medicare Advantage HMO) 		 $6,902
#5 Aetna
(Medicare Freedom PPO) 		 $939 Aetna
(Medicare Freedom PPO) 		 $3,353 Aetna
(Medicare Freedom PPO) 		 $7,303
#6 Blue Cross Blue Shield
(Blue Advantage Complete PPO) 		 $1,045 VIVA Health
(Medicare Plus HMO)  		 $4,870 Devoted Health
(CORE HMO) 		 $8,730
#7 Devoted Health
(CORE HMO) 		 $1,281 Devoted Health
(CORE HMO)  		 $5,270 VIVA Health
(Medicare Plus HMO)  		 $9,525
  Average: All Plans $865 Average: All Plans $3,531 Average: All Plans $7,334

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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