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Memphis Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
Click on the highlighted Medicare Plan below for enrollment details


The Medicare Advantage plan highlighted below represents "Excellence in 2026 Medicare Advantage Benefits Value"
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#1 Zing Health
(Select Care HMO)  		 $456 Zing Health
(Select Care HMO)  		 $2,522 Zing Health
(Select Care HMO)  		 $4,611
#2 WellPoint
(Medicare Advantage HMO)  		 $622 Blue Advantage
(Garnet PPO)  		 $2,837 Humana
(Gold Plus HMO-25)  		 $5,892
#3 Blue Advantage
(Garnet PPO) 		 $720 Humana
(Gold Plus HMO-25)  		 $2,984 HealthSpring
(Preferred HMO)  		 $6,306
#4 Devoted Health
(CORE HMO)  		 $724 Devoted Health
(CORE HMO)   		 $3,020 Blue Advantage
(Garnet PPO)  		 $6,395
#5 United HealthCare
(AARP Medicare Advantage HMO) 		 $738 HealthSpring
(Preferred HMO)  		 $3,237 Devoted Health
(CORE HMO)   		 $6,423
#6 Humana
(Gold Plus HMO-25) 		 $770 WellPoint
(Medicare Advantage HMO)   		 $3,257 WellCare
(Simple HMO)  		 $6,940
$7 HealthSpring
(Preferred HMO) 		 $844 WellCare
(Simple HMO)  		 $3,522 WellPoint
(Medicare Advantage HMO)   		 $6,998
#8 WellCare
(Simple HMO) 		 $941 United HealthCare
(AARP Medicare Advantage HMO)  		 $3,905 United HealthCare
(AARP Medicare Advantage HMO)  		 $7,490
#9 Aetna
(Medicare Value Plus HMO) 		 $1,307 Aetna
(Medicare Value Plus HMO)  		 $4,146 Aetna
(Medicare Value Plus HMO)  		 $8,919
  Average: All Plans $791 Average: All Plans $3,270 Average: All Plans $6,664

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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