Louisville Area Comparisons

 

        
 Annual estimated out-of-pocket costs for Medicare Advantage Plan members*   All Plans below include Medicare Part D Drug Benefits 
 Indicates $0 Premium Plans          # Indicates Part B premium 'giveback' Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details    
RANK If your health is EXCELLENT
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Click here to view health status details		 If your health is FAIR
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Click here to view health status details		 If your health is POOR
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Click here to view health status details

#1 Devoted Health
(Giveback PPO)  #		 $0 Devoted Health
(Giveback PPO)  #		 $1,108 WellCare
(Simple HMO) 		 $2,320
#2 Humana
(Gold Plus HMO)  		 $402 WellCare
(Simple HMO) 		 $1,528 Devoted Health
(Giveback PPO)  #		 $5,167
#3 Essence Healthcare
(Advantage HMO) 		 $713 Essence Healthcare
(Advantage HMO) 		 $3,038 Aetna
(Signature HMO) 		 $7,095
#4 Aetna
(Signature HMO) 		 $718 Aetna
(Signature HMO) 		 $3,169 Essence Healthcare
(Advantage HMO) 		 $7,603
#5 Anthem
(Medicare Advantage HMO)  		 $844 Humana
(Gold Plus HMO)  		 $4,100 Humana
(Gold Plus HMO)   		 $8,259
#6 United HealthCare
(AARP Medicare Advantage HMO) 		 $862 United HealthCare
(AARP Medicare Advantage HMO) 		 $4,198 United HealthCare
(AARP Medicare Advantage HMO) 		 $8,847
#7 WellCare
(Simple HMO) 		 $950 Anthem
(Medicare Advantage HMO) 		 $4,311 Anthem
(Medicare Advantage HMO)  		 $9,210
  Average: All Plans $641 Average: All Plans $3,065 Average: All Plans $6,929

*Annual estimated costs (out-of-pocket expenses) include applicable 2027 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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