Lansing Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details

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#1 Blue Care Network
(Prime Value HMO)
$381 University of Michigan Health
(Health Advantage HMO) 
$2,395 Humana
(Gold Plus HMO-4)  
$5,326
#2 Blue Cross Blue Shield
(Blue Essential PPO) 
$386 McClaren Medicare
(Inspire PPO)  
$2,504 HAP Senior Plus
(Medicare Connect HMO)  
$5,973
#3 McClaren Medicare
(Inspire PPO) 
$473 Blue Care Network
(Prime Value HMO)  
$2,552 Priority Health
(Medicare Edge PPO)  
$6,007
#4 Humana
(Gold Plus HMO-4) 
$579 HAP Senior Plus
(Medicare Connect HMO)  
$3,012 HAP Senior Plus
(Medicare Explorer PPO)  
$6,225
#5 University of Michigan Health
(Health Advantage HMO) 
$625 Humana
(Gold Plus HMO-4)  
$3,092 University of Michigan Health
(Health Advantage HMO) 
$6,247
#6 HAP Senior Plus
(Medicare Connect HMO) 
$684 Blue Cross Blue Shield
(Blue Essential PPO)  
$3,217 McClaren Medicare
(Inspire PPO)  
$6,441
#7 HAP Senior Plus
(Medicare Explorer PPO) 
$811 HAP Senior Plus
(Medicare Explorer PPO)  
$3,265 Blue Care Network
(Prime Value HMO)  
$6,789
#8 Priority Health
(Medicare Edge PPO) `
$885 Priority Health
(Medicare Edge PPO)  
$3,385 Aetna 
(Medicare Value PPO)   
$7,458
#9 Aetna 
(Medicare Value PPO)  
$929 Aetna 
(Medicare Value PPO)   
$3,438 WellCare
(Simple HMO)   
$8,033
#10 WellCare
(Simple HMO)  
$1,161 WellCare
(Simple HMO)   
$5,236 Blue Cross Blue Shield
(Blue Essential PPO)  
$8,742
  Average: All Plans $691 Average: All Plans  $3,210 Average: All Plans  $6,724

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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