Chattanooga Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details

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If your health is FAIR
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#1 BlueAdvantage 
(Sapphire PPO) 
$445 Humana
(Gold Plus HMO-35) 
$2,282 Humana
(Gold Plus HMO-35) 
$4,663
#2 Cigna Healthcare
(Preferred HMO) 
$570 United HealthCare
(AARP Medicare Advantage HMO) 
$2,908 United HealthCare
(AARP Medicare Advantage HMO) 
$5,378
#3 Humana
(Gold Plus HMO-35) 
$589 Cigna Healthcare
(Preferred HMO) 
$2,965 WellPoint
(Medicare Advantage HMO) 
$5,627
#4 WellPoint
(Medicare Advantage HMO) 
$714 WellPoint
(Medicare Advantage HMO) 
$3,034 Cigna Healthcare
(Preferred HMO) 
$6,984
#5 United HealthCare
(AARP Medicare Advantage HMO)  
$831 BlueAdvantage 
(Sapphire PPO) 
$4,061 WellCare
(Simple HMO) 
$7,256
#6 WellCare
(Simple HMO) 
$1,163 Devoted Health
(Core HMO) 
$5,130 BlueAdvantage 
(Sapphire PPO) 
$7,488
#7 Devoted Health
(Core HMO) 
$1,281 WellCare
(Simple HMO) 
$5,200 Devoted Health
(Core HMO) 
$8,553
  Average: All Plans $799 Average: All Plans $3,654 Average: All Plans $6,564

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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