Indianapolis Area Comparisons
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits 
Indicates $0 Premium Plans
Click on the highlighted Medicare Plan below for enrollment details
The Medicare Advantage plan highlighted below represents "Excellence in 2026 Medicare Advantage Benefits Value"
RANK
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| #1 | Devoted Health (Choice PPO) |
$418 | Zing Health (Elite Select HMO) |
$2,362 | Zing Health (Elite Select HMO) |
$3,711 |
| #2 | Zing Health (Elite Select HMO) |
$461 | Devoted Health (Choice PPO) |
$2,862 | MyTruAdvantage (Select HMO) |
$5,121 |
| #3 | Anthem (Advantage HMO) |
$590 | Anthem (Advantage HMO) |
$3,214 | Humana (Gold Plus HMO-49) |
$5,457 |
| #4 | United HealthCare (AARP Medicare Advantage HMO) |
$775 | United HealthCare (AARP Medicare Advantage HMO) |
$3,306 | United HealthCare (AARP Medicare Advantage HMO) |
$5,612 |
| #5 | MyTruAdvantage (Select HMO) |
$847 | MyTruAdvantage (Select HMO) |
$3,323 | Anthem (Advantage HMO) |
$5,761 |
| #6 | Humana (Gold Plus HMO-49) |
$886 | Aetna (Medicare Signature PPO) |
$3,413 | Devoted Health (Choice PPO) |
$5,987 |
| #7 | Aetna (Medicare Signature PPO) |
$934 | WellCare (Simple HMO) |
$3,597 | WellCare (Simple HMO) |
$6,340 |
| #8 | WellCare (Simple HMO) |
$935 | Humana (Gold Plus HMO-49) |
$3,7988 | Aetna (Medicare Signature PPO) |
$7,467 |
| Average: All Plans | $731 | Average: All Plans | $3,233 | Average: All Plans | $5,682 |
*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included. Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies. Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.
The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans.
Medicare has neither reviewed nor endorsed this information. The Senior Choice Gold Award is not given by Medicare.
This is not a complete listing of plans available in your service area. For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov.
(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.)
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