Detroit Area Comparisons
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits
Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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| #1 | HAP Senior Plus (Henry Ford Select HMO) |
$425 | HAP Senior Plus (Henry Ford Select HMO) |
$2,264 | Zing Health (Select Care HMO) |
$3,711 |
| #2 | Zing Health (Select Care HMO) |
$461 | Zing Health (Select Care HMO) |
$2,612 | HAP Senior Plus (Henry Ford Select HMO) |
$4,505 |
| #3 | HAP Senior Plus (Explore PPO) |
$497 | HAP Senior Plus (Explore PPO) |
$2,997 | Humana (Gold Plus HMO-4) |
$5,457 |
| #4 | Blue Cross Blue Shield (Blue Secure PPO) |
$502 | Trinity Health (No Premium HMO) |
$3,030 | Trinity Health (No Premium HMO) |
$6,196 |
| #5 | Trinity Health (No Premium HMO) |
$511 | Blue Cross Blue Shield (Blue Secure PPO) |
$3,235 | HAP Senior Plus (Explore PPO) |
$6,448 |
| #6 | Humana (Gold Plus HMO-4) |
$780 | Priority Health (Medicare Vital HMO) |
$3,413 | Priority Health (Medicare Vital HMO) |
$7,109 |
| #7 | Priority Health (Medicare Vital HMO) |
$813 | Aetna (Medicare Signature HMO) |
$3,648 | WellCare (Simple HMO) |
$7,140 |
| #8 | United Healthcare (AARP Medicare Advantage PPO) |
$828 | WellCare (Simple HMO) |
$3,857 | Aetna (Medicare Signature HMO) |
$8,132 |
| #9 | McClaren Medicare (Inspire PPO) |
$916 | Humana (Gold Plus HMO-4) |
$3,874 | United Healthcare (AARP Medicare Advantage PPO) |
$8,180 |
| #10 | Aetna (Medicare Signature HMO) |
$939 | United Healthcare (AARP Medicare Advantage PPO) |
$3,958 | Blue Cross Blue Shield (Blue Secure PPO) |
$8,572 |
| #11 | WellCare (Simple HMO) |
$945 | McClaren Medicare (Inspire PPO) |
$4,654 | McClaren Medicare (Inspire PPO) |
$9,019 |
| Average: All Plans | $692 | Average: All Plans | $3,413 | Average: All Plans | $6,770 |
*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included. Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies. Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.
The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans.
Medicare has neither reviewed nor endorsed this information. The Senior Choice Gold Award is not given by Medicare.
This is not a complete listing of plans available in your service area. For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov.
(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.)
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