Detroit Area Comparisons

 

    
 Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
RANK If your health is EXCELLENT
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Click here to view health status details		 If your health is FAIR
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Click here to view health status details		 If your health is POOR
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#1 HAP Senior Plus
(Henry Ford Select HMO) 		 $425 HAP Senior Plus
(Henry Ford Select HMO) 		 $2,264 Zing Health
(Select Care HMO) 		 $3,711
#2 Zing Health
(Select Care HMO)  		 $461 Zing Health
(Select Care HMO) 		 $2,612 HAP Senior Plus
(Henry Ford Select HMO)  		$4,505
#3 HAP Senior Plus
(Explore PPO) 		 $497 HAP Senior Plus
(Explore PPO) 		 $2,997 Humana
(Gold Plus HMO-4)  		 $5,457
#4 Blue Cross Blue Shield
(Blue Secure PPO)  		 $502 Trinity Health
(No Premium HMO) 		 $3,030 Trinity Health
(No Premium HMO) 		 $6,196
#5 Trinity Health
(No Premium HMO) 		 $511 Blue Cross Blue Shield
(Blue Secure PPO)  		 $3,235 HAP Senior Plus
(Explore PPO) 		 $6,448
#6 Humana
(Gold Plus HMO-4)  		 $780 Priority Health
(Medicare Vital HMO)  		 $3,413 Priority Health
(Medicare Vital HMO)  		 $7,109
#7 Priority Health
(Medicare Vital HMO)  		 $813 Aetna 
(Medicare Signature HMO)  		 $3,648 WellCare
(Simple HMO) 
 $7,140
#8 United Healthcare
(AARP Medicare Advantage PPO) 		 $828 WellCare
(Simple HMO) 		 $3,857 Aetna 
(Medicare Signature HMO)  		 $8,132
#9 McClaren Medicare
(Inspire PPO)  		 $916 Humana
(Gold Plus HMO-4)  		 $3,874 United Healthcare
(AARP Medicare Advantage PPO) 		 $8,180
#10 Aetna 
(Medicare Signature HMO)  		 $939 United Healthcare
(AARP Medicare Advantage PPO) 		 $3,958 Blue Cross Blue Shield
(Blue Secure PPO)  		 $8,572
#11 WellCare
(Simple HMO) 		 $945 McClaren Medicare
(Inspire PPO)  		 $4,654 McClaren Medicare
(Inspire PPO)  		 $9,019
  Average: All Plans $692 Average: All Plans  $3,413 Average: All Plans  $6,770

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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