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Des Moines Area Comparisons

 

  
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
RANK If your health is EXCELLENT
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Click here to view health status details		 If your health is FAIR
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Click here to view health status details		 If your health is POOR
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#1 MercyOne Health
(No Premium HMO) 		 $544 MercyOne Health
(No Premium HMO) 		 $3,009 WellMark
(Blue Medicare Advantage HMO) 		 $5,689
#2 WellMark
(Blue Medicare Advantage HMO) 		 $652 WellMark
(Blue Medicare Advantage HMO) 		 $3,392 Humana
(Gold Plus HMO-53) 		 $5,891
#3 United HealthCare
(AARP Medicare Advantage HMO) 		 $847 Wellcare
(Simple HMO) 		 $3,566 MercyOne Health
(No Premium HMO) 		 $5,911
#4 Wellcare
(Simple HMO) 		 $925 Aetna  
(Medicare Signature HMO) 		 $3,823 Aetna  
(Medicare Signature HMO) 		 $6,397
#5 Aetna  
(Medicare Signature HMO) 		 $944 Humana
(Gold Plus HMO-53) 		 $4,261 Wellcare
(Simple HMO) 		 $6,540
#6 Humana
(Gold Plus HMO-53) 		 $1,372 United HealthCare
(AARP Medicare Advantage HMO) 		 $4,500 United HealthCare
(AARP Medicare Advantage HMO) 		 $7,499
  Average: All Plans $881 Average: All Plans $3,759 Average: All Plans $6,321

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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