Denver Area Comparisons

 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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#1 Humana
(Gold Plus HMO-25) 		 $415 Clear Spring Health
(Essential HMO) 		 $1,859 Clear Spring Health
(Essential HMO) 		 $4,894
#2 Select Health
(Medicare Flex HMO) 		 $520 Cigna
(Preferred Savings HMO) 		 $2,250 United Healthcare
(AARP Medicare Advantage HMO) 		 $5,002
#3 Clear Spring Health
(Essential HMO) 		 $539 Humana
(Gold Plus HMO-25)  		 $2,330 Cigna
(Preferred Savings HMO) 		 $5,060
#4 Cigna
(Preferred Savings HMO) 		 $565 Perennial Advantage
(Freedom HMO) 		 $2,350 Perennial Advantage
(Freedom HMO) 		 $5,372
#5 Elevate Medicare
(Select HMO) 		 $580 United Healthcare
(AARP Medicare Advantage HMO) 		 $2,563 Humana
(Gold Plus HMO-25) 		 $5,455
#6 Perennial Advantage
(Freedom HMO) 		 $595 Select Health
(Medicare Flex HMO) 		 $2,851 Select Health
(Medicare Flex HMO) 		 $5,460
#7 Anthem
(Medicare Advantage HMO) 		 $719 Anthem
(Medicare Advantage HMO) 		 $2,934 Aetna
(Medicare Premier 1 HMO)  		 $6,443
#8 United Healthcare
(AARP Medicare Advantage HMO) 		 $926 Elevate Medicare
(Select HMO) 		 $3,070 Anthem
(Medicare Advantage HMO) 		 $6,567
#9 Kaiser Permanente
(Senior Advantage Core HMO) 		 $1,105 Aetna
(Medicare Premier 1 HMO)  		 $3,103 Devoted Health
(CORE Select HMO) 		 $7,130
#10 Devoted Health
(CORE Select HMO)  		 $1,281 Kaiser Permanente
(Senior Advantage Core HMO) 		 $4,439 Kaiser Permanente
(Senior Advantage Core HMO) 		 $8,147
#11 Aetna
(Medicare Premier 1 HMO)  
 $1,360 Devoted Health
(CORE Select HMO) 		 $4,810 Elevate Medicare
(Select HMO) 		 $8,392
  Average: All Plans $782 Average: All Plans $2,960 Average: All Plans $6,175

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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