Dayton Area Comparisons - Montgomery County 

 

  
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 Devoted Health
(Core HMO)  		 $503 Perennial Advantage
(Freedom HMO)   		 $2,705 HealthSpring
(Preferred HMO)  		 $4,081

#2

 Mount Carmel Health Plan
(MediGold No Premium HMO)  		 $558 United HealthCare
(AARP MA Essentials HMO)  		 $2,971 Perennial Advantage
(Freedom HMO)   		 $5,055
#3 The Health Plan
(SecureChoice Optimum HMO) 		 $604 Mount Carmel Health Plan
(MediGold No Premium HMO)   		 $3,074 United HealthCare
(AARP MA Essentials HMO)  		 $5,253
#4 Devoted Health
(Choice PPO)  		 $665 HealthSpring
(Preferred HMO)  		 $3,206 Devoted Health
(Core HMO)  		 $6,115
#5 Medical Mutual
(Advantage Classic HMO) 		 $667 The Health Plan
(SecureCare 2 HMO)   		 $3,236 Humana
(Gold Plus HMO-21)  		 $6,457
#6 Perennial Advantage
(Freedom HMO)  		 $676 Medical Mutual
(Advantage Classic HMO)  		 $3,263 Devoted Health
(Choice PPO) 		 $6,534
#7 Anthem
(Medicare Advantage HMO)  		 $679 Devoted Health
(Core HMO)  		 $3,270 Mount Carmel Health Plan
(MediGold No Premium HMO)   		 $6,604
#8 The Health Plan
(SecureCare 2 HMO)  		 $728 The Health Plan
(SecureChoice Optimum HMO)  		 $3,445 Humana
(Choice PPO)  		 $6,707
#9 United HealthCare
(AARP MA Extras HMO) 		 $761 Devoted Health
(Choice PPO)  		 $3,462 Aetna
(Signature PPO)  		 $6,733
#10 United HealthCare
(AARP MA Essentials HMO) 		 $766 Aetna
(Signature PPO)  		 $3,497 Aetna
(Signature Extra HMO)  		 $6,797
#11 Aetna
(Signature PPO) 		 $836 United HealthCare
(AARP MA Extras HMO)  		 $3,650 The Health Plan
(SecureCare 2 HMO)   		 $7,203
#12 HealthSpring
(Preferred HMO) 		 $882 Anthem
(Medicare Advantage HMO)  		 $3,653 Medical Mutual
(Advantage Classic HMO)  		 $7,554
#13 Humana
(Gold Plus HMO-21) 		 $886 Aetna
(Signature Extra HMO)  		 $3,803 United HealthCare
(AARP MA Extras HMO)  		 $8,053
#14 Humana
(Choice PPO) 		 $886 WellCare
(Simple Open HMO)  		 $3,902 The Health Plan
(SecureChoice Optimum HMO)  		 $8,215
#15 Aetna
(Signature Extra HMO) 		 $944 Humana
(Gold Plus HMO-21)  		 $4,038 HealthSpring
(True Choice PPO) 		 $8,376
#16 WellCare
(Simple Open HMO) 		 $951 HealthSpring
(True Choice PPO) 		 $4,121 Anthem
(Medicare Advantage HMO)   		 $8,604
#17 HealthSpring
(True Choice PPO)  		 $1,160 Humana
(Choice PPO)  		 $4,243 WellCare
(Simple Open HMO)  		 $8,640
  Average: All Plans $774 Average: All Plans $3,502 Average: All Plans $6,881

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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