Cincinnati Area Comparisons - Hamilton County 

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details

 
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#1 Paramount
(Elite Essential HMO)
 
$395 Medical Mutual
(Advantage Signature HMO) 
$2,620 Cigna Healthcare
(Preferred Medicare HMO) 
$4,405

#2

Medical Mutual
(Advantage Signature HMO) 
$465 Cigna Healthcare
(Preferred Medicare HMO) 
$2,760 Humana
(Gold Plus HMO-21) 
$5,226
#3 Cigna Healthcare
(Preferred Medicare HMO) 
$570 Perennial Advantage
(Freedom HMO) 
 
$2,775 Perennial Advantage
(Freedom HMO) 
 
$5,416
#4 Humana
(Gold Plus HMO-21) 
$579 Essence Healthcare
(Advantage HMO) 
$2,840 Medical Mutual
(Advantage Signature HMO) 
$5,781
#5 Perennial Advantage
(Freedom HMO) 
 
$595 Anthem
(Medicare Advantage HMO) 
 
$2,864 Anthem
(Medicare Advantage HMO) 
$6,056
#6 Anthem
(Medicare Advantage HMO)  
$714 CommuniCare
(Advantage Sapphire HMO-$7)
$3,027 Paramount
(Elite Essential HMO)
 
$6,537
#7 The Health Plan
(SecureCare 2 HMO) 
$746 United HealthCare
(AARP Medicare Advantage HMO) 
$3,073 United HealthCare
(AARP Medicare Advantage HMO) 
$6,902
#8 Essence Healthcare
(Advantage HMO) 
$767 Humana
(Gold Plus HMO-21) 
$3,162 The Health Plan
(SecureCare 2 HMO) 
$7,108
#9 CommuniCare
(Advantage Sapphire HMO-$7)
$820 The Health Plan
(SecureCare 2 HMO) 
 
$3,196 Essence Healthcare
(Advantage HMO) 
$7,146
#10 Mount Carmel Health Plan
(MediGold No Premium HMO)  
$858 Aetna
(Value PPO)  
$3,459 Aetna
(Value PPO) 
$7,300
#11 United HealthCare
(AARP Medicare Advantage HMO) 
$916 Paramount
(Elite Essential HMO)
 
$4,551 Mount Carmel Health Plan
(MediGold No Premium HMO)  
$7,851
#12 Aetna
(Value PPO) 
$939 Mount Carmel Health Plan
(MediGold No Premium HMO)  
$4,864 CommuniCare
(Advantage Sapphire HMO-$7)
$7,926
#13 WellCare
(Simple Open HMO) 
$1,163 WellCare
(Simple Open HMO) 
$5,400 Devoted Health
(Core HMO) 
$8,313
#14 Devoted Health
(Core HMO)  
$1,281 Devoted Health
(Core HMO) 
$5,655 WellCare
(Simple Open HMO) 
$9,356
  Average: All Plans $772 Average: All Plans $3,589 Average: All Plans $6,809

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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