Chicago Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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The Medicare Advantage plan highlighted below represents "Excellence in 2025 Medicare Advantage Benefits Value"
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Click here to view health status details		 If your health is FAIR
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Click here to view health status details		 If your health is POOR
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#1 Zing Health
(Elite Select HMO) 		 $386 Humana
(Gold Plus HMO-13) 		 $1,712 Humana
(Gold Plus HMO-13) 		 $2,876
#2 Clear Spring Health
(Community Advantage HMO)  		 $455 Essence Healthcare
(Select HMO) 		 $1,730 Cigna Healthcare
(Preferred HMO) 		 $3,880
#3 Essence Healthcare
(Select HMO) 		 $515 Zing Health
(Elite Select HMO) 		 $1,911 Zing Health
(Elite Select HMO) 		 $4,122
#4 Humana
(Gold Plus HMO-13) 		 $589 Clear Spring Health
(Community Advantage HMO) 		 $2,005 United HealthCare
(AARP Medicare Advantage HMO) 		 $4,402
#5 Cigna Healthcare
(Preferred HMO) 		 $605 Cigna Healthcare
(Preferred HMO) 		 $2,065 Clear Spring Health
(Community Advantage HMO) 		 $4,971
#6 Blue Cross Blue Shield
(Medicare Advantage Basic HMO) 		 $653 United HealthCare
(AARP Medicare Advantage HMO) 		 $2,643 Essence Healthcare
(Select HMO) 		 $5,312
#7 Molina Healthcare
(Choice Care HMO)  		 $832 Blue Cross Blue Shield
(Medicare Advantage Basic HMO) 		 $2,782 WellCare
(Simple HMO) 		 $5,956
#8 United HealthCare
(AARP Medicare Advantage HMO)  		 $926 Aetna
(Medicare Value PPO) 		 $3,568 Blue Cross Blue Shield
(Medicare Advantage Basic HMO) 		 $6,139
#9 Aetna
(Medicare Value PPO) 		 $954 Molina Healthcare
(Choice Care HMO) 		 $4,750 Devoted Health 
(Core HMO) 		 $6,613
#10 WellCare
(Simple HMO)  		 $1,123 WellCare
(Simple HMO) 		 $4,755 Aetna
(Medicare Value PPO) 		 $7,458
#11 Devoted Health 
(Core HMO)  		 $1,281 Devoted Health 
(Core HMO) 		 $5,085 Molina Healthcare
(Choice Care HMO) 		 $9,221
  Average: All Plans $756 Average: All Plans $3,001 Average: All Plans $5,541

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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