Chicago Area Comparisons

 

    
 Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 Zing Health
(Elite Select HMO) 		 $461 HealthSpring
(Preferred HMO) 		 $2,292 HealthSpring
(Preferred HMO) 		 $3,206
#2 Essence Healthcare
(Select HMO) 		 $480 Essence Healthcare
(Select HMO) 		 $2,340 Humana
(Gold Plus HMO-13) 		 $3,342
#3 Clear Spring Health
(BrightPath Advantage HMO) 		 $560 Zing Health
(Elite Select HMO) 		 $2,362 Zing Health
(Elite Select HMO) 		 $3,711
#4 Devoted Health 
(Core HMO)  		 $643 Clear Spring Health
(BrightPath Advantage HMO) 		 $2,484 Devoted Health 
(Core HMO)  		 $4,181
#5 United HealthCare
(AARP Medicare Advantage HMO)  		 $709 Humana
(Gold Plus HMO-13) 		 $2,504 Clear Spring Health
(BrightPath Advantage HMO) 		 $4,242
#6 Blue Cross Blue Shield
(Medicare Secure HMO) 		 $719 Devoted Health 
(Core HMO)  		 $2,716 United HealthCare
(AARP Medicare Advantage HMO)  		 $4,246
#7 Molina Healthcare
(Choice Care HMO)  		 $741 United HealthCare
(AARP Medicare Advantage HMO)  		 $2,908 Essence Healthcare
(Select HMO) 		 $5,096
#8 Humana
(Gold Plus HMO-13) 		 $795 United HealthCare
(AARP Medicare Advantage HMO)  		 $2,913 United HealthCare
(AARP Medicare Advantage HMO)  		 $6,014
#9 HealthSpring
(Preferred HMO) 		 $879 Molina Healthcare
(Choice Care HMO)  		 $2,995 WellCare
(Simple HMO)  		 $6,040
#10 WellCare
(Simple HMO)  		 $900 WellCare
(Simple HMO)  		 $3,097 Molina Healthcare
(Choice Care HMO)  		 $6,537
#11 Aetna
(Medicare Signature HMO) 		 $934 Aetna
(Medicare Signature HMO) 		 $3,643 Aetna
(Medicare Signature HMO) 		 $7,997
  Average: All Plans $711 Average: All Plans $2,750 Average: All Plans $4,965

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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