Charlotte Area Comparisons

 

    
 Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 HealthTeam Advantage
(Vitality PPO) 		 $483 HealthTeam Advantage
(Vitality PPO) 		 $3,007 HealthSpring
(Preferred HMO) 		 $4,733
#2 Devoted Health
(Core HMO) 		 $664 Devoted Health
(Core HMO) 		 $3,018 Humana
(Gold Plus HMO-335)  		 $5,157
#3 United HealthCare
(AARP Medicare Advantage HMO) 		 $696 Humana
(Gold Plus HMO-335) 		 $3,098 HealthTeam Advantage
(Vitality PPO) 		 $5,632
#4 Aetna
(Medicare Signature HMO) 		 $837 HealthSpring
(Preferred HMO) 		 $3,231 BlueCross BlueShield
(BlueMedicare Choice HMO) 		 $6,163
#5 Humana
(Gold Plus HMO-335)  		 $901 WellCare
(Simple HMO) 		 $3,561 WellCare
(Simple HMO) 		 $6,340
#6 WellCare
(Simple HMO) 		 $930 BlueCross BlueShield
(BlueMedicare Choice HMO) 		 $3,625 Devoted Health
(Core HMO) 		 $6,630
#7 HealthSpring
(Preferred HMO) 		 $947 Aetna
(Medicare Signature HMO) 		 $3,627 United HealthCare
(AARP Medicare Advantage HMO) 		 $6,685
#8 BlueCross BlueShield
(BlueMedicare Choice HMO) 		 $972 United HealthCare
(AARP Medicare Advantage HMO) 		 $3,698 Aetna
(Medicare Signature HMO) 		 $7,733
  Average: All Plans $804 Average: All Plans $3,358 Average: All Plans $6,134

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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