Buffalo Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
 
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#1 Excellus BCBS
(Univera Senior Choice Basic HMO) 		 $573 Centers Plan for Healthy Living
(Advantage Care HMO)  		 $2,856 United HealthCare
(Medicare Advantage HMO)  		 $7,317
#2 Independent Health
(Medicare Encompass 65 Element HMO) 		 $859 Excellus BCBS
(Univera Senior Choice Basic HMO) 		 $3,040 Highmark BCBS of Western NY
(Blue Saver HMO) 		 $7,483
#3 Centers Plan for Healthy Living
(Advantage Care HMO)  		$884 Humana
(Choice PPO)   		 $3,103 Centers Plan for Healthy Living
(Advantage Care HMO)  		 $7,562
#4 Humana
(Choice PPO)  		 $905 Independent Health
(Medicare Encompass 65 Element HMO)  		 $3,156 Aetna
(Medicare Value HMO)  		 $7,580
#5 United HealthCare
(Medicare Advantage HMO) 		 $906 Aetna
(Medicare Value HMO)  		 $3,179 Humana
(Choice PPO)   		 $7,594
#6 MVP Health Care
(Medicare Secure HMO)   		 $937 United HealthCare
(Medicare Advantage HMO)  		 $3,198 Independent Health
(Medicare Encompass 65 Element HMO)  		  $7,812
#7 Aetna
(Medicare Value HMO) 		 $939 Highmark BCBS of Western NY
(Blue Saver HMO) 		 $3,436 Excellus BCBS
(Univera Senior Choice Basic HMO) 		 $7,911
#8 Highmark BCBS of Western NY
(Blue Saver HMO) 		 $976 VNS Health
(Easycare HMO)  		 $3,960 VNS Health
(Easycare HMO)  		 $9,971
#9 WellCare
(Simple HMO) 		 $1,148 MVP Health Care
(Medicare Secure HMO)  		 $5,394 MVP Health Care
(Medicare Secure HMO)  		 $10,372
#10 VNS Health
(Easycare HMO) 		 $1,343 WellCare
(Simple HMO)  		 $5,690 WellCare
(Simple HMO)  		 $10,676
  Average: All Plans $947 Average: All Plans $3,701 Average: All Plans $8,428

*Annual estimated costs (out-of-pocket expenses) include applicable 2025 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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