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Baltimore Area Comparisons

   

       

 Annual estimated out-of-pocket costs for Medicare Advantage Plan members*   All Plans below include Medicare Part D Drug Benefits 
 Indicates $0 Premium Plans          # Indicates Part B premium 'giveback' Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details    
RANK If your health is EXCELLENT
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If your health is FAIR
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If your health is POOR
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#1 Alterwood Advantage
(Select HMO) 
$806 Alterwood Advantage
(Select HMO) 
$3,186 Alterwood Advantage
(Select HMO) 
$7,032
#2 Kaiser Permanente
(Medicare Advantage Standard HMO) 
$931 Kaiser Permanente
(Medicare Advantage Standard HMO)  
$3,551 Humana
(Gold Plus HMO-$48) 
$7,698
#3 CareFirst Blue Cross Blue Shield
(Advantage Complete PPO-$42)
$1,149 Humana
(Gold Plus HMO-$48) 
$3,751 HealthSpring
(Preferred Plus HMO)  
$8,182
#4 HealthSpring
(Preferred Plus HMO) 
$1,292 CareFirst Blue Cross Blue Shield
(Advantage Complete PPO-$42) 
$3,821 CareFirst Blue Cross Blue Shield
(Advantage Complete PPO-$42) 
$8,574
#5 Johns Hopkins Healthcare
(Advantage MD HMO-$49)
$1,402 HealthSpring
(Preferred Plus HMO)  
$4,039 Kaiser Permanente
(Medicare Advantage Standard HMO)  
$8,817
#6 Humana
(Gold Plus HMO-$48)
$1,419 Johns Hopkins Healthcare
(Advantage MD HMO-$49) 
$4,146 Johns Hopkins Healthcare
(Advantage MD HMO-$49) 
$9,763
  Average: All Plans $1,167 Average: All Plans $3,749 Average: All Plans $8,344

*Annual estimated costs (out-of-pocket expenses) include applicable 2027 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($202.90 in 2026 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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