Albany Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
Click on the highlighted Medicare Plan below for enrollment details


The Medicare Advantage plan highlighted below represents "Excellence in 2024 Medicare Advantage Benefits Value"
RANK If your health is EXCELLENT
use this column
Click here to view health status details		 If your health is FAIR
use this column
Click here to view health status details		 If your health is POOR
use this column
Click here to view health status details

#1 MediGold
(No Premium HMO) 		 $438 MediGold
(No Premium HMO) 		  $2,582 MediGold
(No Premium HMO) 		 $7,769
#2 Highmark BCBS WNY
(Freedom Value HMO)  		 $545 MVP Health Care
(WellSelect PPO)  		 $2,783 MVP Health Care
(WellSelect PPO)  		 $8,215
#3 EmblemHealth
(VIP Rx Saver HMO)   		 $554 CDPHP
(Medicare Rx HMO)   		 $2,825 EmblemHealth
(VIP Rx Saver HMO)   		 $8,222
#4 Humana
(Gold Plus HMO-6) 		 $579 EmblemHealth
(VIP Rx Saver HMO)   		 $2,849 CDPHP
(Medicare Rx HMO)   		 $8,338
#5 MVP Health Care
(WellSelect PPO)  		 $656 Humana
(Gold Plus HMO-6)  		 $3,013 Humana
(Gold Plus HMO-6)  		 $8,344
#6 United HealthCare
(Medicare Advantage Choice PPO)  		 $719 Aetna
(Medicare Value HMO)   		 $3,072 Highmark BCBS WNY
(Freedom Value HMO)   		 $8,871
#7 Aetna
(Medicare Value HMO)  		 $732 Highmark BCBS WNY
(Freedom Value HMO)   		 $3,075 United HealthCare
(Medicare Advantage Choice PPO)   		 $8,931
#8 CDPHP
(Medicare Rx HMO)   		 $736 United HealthCare
(Medicare Advantage Choice PPO)  
 $3,283 Aetna
(Medicare Value HMO)   		 $8,949
#9 WellCare
(No Premium HMO)   		 $831 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$42) 		 $3,671 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$42) 		 $9,298
#10 VNS Health
(Easycare HMO)   		 $1,364 WellCare
(No Premium HMO)   		 $5,256 WellCare
(No Premium HMO)   		 $12,077
#11 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$42)		  $1,621 VNS Health
(Easycare HMO)    		 $5,921 VNS Health
(Easycare HMO)    		 $13,906
  Average: All Plans $798 Average: All Plans $3,485
 Average: All Plans $9,356