Richmond Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
 
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#1 Optima Medicare
(Value HMO)  		 $386 Optima Medicare
(Value HMO)  		 $2,251 Humana
(Gold Plus HMO-4) 		 $5,660
#2 Anthem
(MediBlue SmartFit HMO) 		 $499 Molina Healthcare
(Choice Care HMO) 		 $2,501 Cigna
(Preferred Medicare HMO) 		 $5,984
#3 Humana
(Gold Plus HMO-4)   		 $510 Humana
(Gold Plus HMO-4)    		 $2,525 Clear Spring Health Care
(Essential HMO)  		 $6,140
#4 Molina Healthcare
(Choice Care HMO) 		  $536 Clear Spring Health Care
(Essential HMO) 		 $2,581 Optima Medicare
(Value HMO)  		 $6,829
#5 Cigna
(Preferred Medicare HMO) 		 $549 Cigna
(Preferred Medicare HMO) 		 $2,678 Anthem
(MediBlue SmartFit HMO) 		 $6,983
#6 United HealthCare
(AARP Medicare Advantage 1 HMO) 		 $564 United HealthCare
(AARP Medicare Advantage 1 HMO) 		 $2,874 Align
(Freedom HMO) 		 $7,363
#7 Clear Spring Health Care
(Essential HMO) 		 $583 Align
(Freedom HMO) 		 $3,052 Molina Healthcare
(Choice Care HMO) 		 $7,619
#8 Aetna
(Medicare Select HMO)  		 $674 Anthem
(MediBlue SmartFit HMO) 		 $3,098 United HealthCare
(AARP Medicare Advantage 1 HMO) 		 $8,339
#9 Align
(Freedom HMO)  		 $1,104 Aetna
(Medicare Select HMO)  		 $3,285 Aetna
(Medicare Select HMO)  		 $8,456
  Average: All Plans $601 Average: All Plans $2,761 Average: All Plans $7,041

*Annual estimated costs (out-of-pocket expenses) include applicable 2023 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($164.90 in 2023 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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