Richmond Area Comparisons

2021 Medicare Advantage COSTSHARE REPORT

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details

 
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#1 Humana
(Gold Plus HMO)   
$880 Humana
(Gold Plus HMO)   
$4,036 Optima Medicare
(Value HMO) 
$7,838
#2 Clear Spring Health Care
(Essential HMO)  
$882 Clear Spring Health Care
(Essential HMO)  
   
$4,060 Humana
(Gold Plus HMO)   
$8,051
#3 Anthem
(MediBlue Local HMO)  
$973 Optima Medicare
(Value HMO) 
$4,317 Anthem
(MediBlue Local HMO)  
$8,165
#4 United HealthCare
(AARP Medicare Advantage 1 HMO) 
 $1,020 United HealthCare
(AARP Medicare Advantage 1 HMO) 
$4,431 United HealthCare
(AARP Medicare Advantage 1 HMO) 
$9,786
#5 Optima Medicare
(Value HMO)  
$1,028 Anthem
(MediBlue Local HMO)  
$4,611 Clear Spring Health Care
(Essential HMO)  
$13,757
#6 Aetna
(Medicare Select HMO)  
$1,138 Aetna
(Medicare Select HMO)  
$4,662 Aetna
(Medicare Select HMO)  
$16,325
  Average: All Plans $987 Average: All Plans $4,353 Average: All Plans $10,654

*Annual estimated costs (out-of-pocket expenses) include applicable 2021 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($144.60 in 2020 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan.  HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

COSTSHARE REPORT is a registered mark of HealthMetrix Research Inc.