Raleigh Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 Blue Cross Blue Shield
(BlueMedicare Choice HMO)    		 $430 Alignment Health Plan
(Platinum HMO) 		 $1,868 FirstMedicareDirect
(SmartHMO) 		 $5,050
#2 Alignment Health Plan
(Platinum HMO) 		 $480 FirstMedicareDirect
(SmartHMO) 		 $2,099 Alignment Health Plan
(Platinum HMO) 		 $5,118
#3 United Healthcare
(AARP Medicare Advantage HMO) 		 $524 Blue Cross Blue Shield
(BlueMedicare Choice HMO) 		 $2,460 Blue Cross Blue Shield
(BlueMedicare Choice HMO) 		 $5,133
#4 Experience Health
(Medicare Advantage HMO) 		 $530 Experience Health
(Medicare Advantage HMO) 		 $2,695 Experience Health
(Medicare Advantage HMO) 		 $6,091
#5 Humana
(Gold Plus HMO-283) 		 $574 United Healthcare
(AARP Medicare Complete 3 HMO) 		 $2,723 Cigna
(Preferred HMO) 		 $6,657
#6 Aetna
(Medicare Value HMO) 		 $584 Aetna
(Medicare Value HMO) 		 $2,850 Cigna Healthcare
(Preferred HMO)  		 $6,963
#7 Cigna Healthcare
(Preferred HMO)  		 $600 Cigna Healthcare
(Preferred HMO)  		 $3,052 Aetna
(Medicare Value HMO) 		 $8,206
#8 WellCare
(No Premium HMO)  		 $616 Humana
(Gold Plus HMO-283) 		 $3,103 Humana
(Gold Plus HMO-283) 		 $8,269
#9 FirstMedicareDirect
(SmartHMO) 		 $669 WellCare
(No Premium HMO)  		 $4,696 WellCare
(No Premium HMO)  		 $9,107
  Average: All Plans $556 Average: All Plans $2,838 Average: All Plans $6,733

*Annual estimated costs (out-of-pocket expenses) include applicable 2024 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($174.70 in 2024 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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