Raleigh Area Comparisons

2021 Medicare Advantage COSTSHARE REPORT

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
Click on the highlighted Medicare Plan below for enrollment details


The Medicare Advantage plan highlighted below represents "Excellence in 2021 Medicare Advantage Benefits Value"


RANK If your health is EXCELLENT
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If your health is FAIR
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If your health is POOR
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#1 Alignment Health Plan
(NC Premier HMO) 
$828 FirstMedicareDirect
(SmartHMO)
$3,502 FirstMedicareDirect
(SmartHMO)
$7,289
#2 FirstMedicareDirect
(SmartHMO)
$828 Alignment Health Plan
(NC Premier HMO)
$3,752 Alignment Health Plan
(NC Premier HMO)
$7,778
#3 Aetna
(Medicare Value HMO) 
$878 Humana
(Gold Plus HMO) 
$4,271 Blue Cross Blue Shield
(BlueMedicare Essential HMO) 
$8,705
#4 Humana
(Gold Plus HMO)  
$890 Aetna
(Medicare Value HMO) 
$4,377 Humana
(Gold Plus HMO) 
$8,825
#5 United Healthcare
(AARP Medicare Complete 2 HMO)   
$1,040 Experience Health
(Medicare Advantage HMO)
$4,522 Experience Health
(Medicare Advantage HMO)
$9,520
#6 Experience Health
(Medicare Advantage HMO)
$1,043 United Healthcare
(AARP Medicare Complete 2 HMO) 
$4,616 United Healthcare
(AARP Medicare Complete 2 HMO) 
$10,311
#7 Blue Cross Blue Shield
(BlueMedicare Essential HMO)  
$1,203 Blue Cross Blue Shield
(BlueMedicare Essential HMO) 
$4,872 Aetna
(Medicare Value HMO) 
$15,947
  Average: All Plans $959 Average: All Plans $4,273 Average: All Plans $9,768

*Annual estimated costs (out-of-pocket expenses) include applicable 2021 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($144.60 in 2020 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan.  HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

COSTSHARE REPORT is a registered mark of HealthMetrix Research Inc.