Raleigh Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 Blue Cross Blue Shield
(BlueMedicare Choice HMO)    		 $401 Alignment Health Plan
(NC Premier HMO) 		 $1,942 Alignment Health Plan
(NC Premier HMO) 		$5,168
#2 Experience Health
(Medicare Advantage HMO) 		 $485 FirstMedicareDirect
(SmartHMO) 		 $2,168 FirstMedicareDirect
(SmartHMO) 		 $5,379
#3 Alignment Health Plan
(NC Premier HMO) 		$489 Blue Cross Blue Shield
(BlueMedicare Choice HMO) 		 $2,405 Blue Cross Blue Shield
(BlueMedicare Choice HMO) 		 $5,414
#4 Humana
(Gold Plus HMO-283)  		 $540 Experience Health
(Medicare Advantage HMO) 		 $2,524 Experience Health
(Medicare Advantage HMO) 		 $6,465
#5 Cigna
(Preferred HMO) 
 $544 United Healthcare
(AARP Medicare Complete 3 HMO) 		 $2,784 Cigna
(Preferred HMO) 		 $6,730
#6 FirstMedicareDirect
(SmartHMO) 		 $564 Cigna
(Preferred HMO) 		 $2,928 Humana
(Gold Plus HMO-283) 		 $7,017
#7 United Healthcare
(AARP Medicare Complete 3 HMO)   		 $564 Humana
(Gold Plus HMO-283) 		 $3,019 United Healthcare
(AARP Medicare Complete 3 HMO) 		 $7,039
#8 Aetna
(Medicare Value HMO) 		 $614 WellCare
(No Premium HMO) 		 $3,089 WellCare
(No Premium HMO) 		 $7,618
#9 WellCare
(No Premium HMO)  		 $650 Aetna
(Medicare Value HMO) 		 $3,195 Aetna
(Medicare Value HMO) 		 $8,031
  Average: All Plans $539 Average: All Plans $2,673 Average: All Plans $6,540

*Annual estimated costs (out-of-pocket expenses) include applicable 2023 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($164.90 in 2023 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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