Print

Northern New Jersey - Bergen County Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
 
RANK If your health is EXCELLENT
use this column
Click here to view health status details		 If your health is FAIR
use this column
Click here to view health status details		 If your health is POOR
use this column
Click here to view health status details

#1 United HealthCare
(AARP Medicare Advantage HMO 		 $500 United HealthCare
(AARP Medicare Advantage HMO 		 $2,840 United HealthCare
(AARP Medicare Advantage HMO 		 $8,222
#2 Clover Health
(Classic HMO) 		 $525 Clover Health
(Classic HMO) 		 $2,980 Cigna Healthcare
(True Choice PPO) 		 $8,530
#3 Humana
(Gold Plus HMO-63) 		 $579 Aetna
(Medicare Value PPO) 		 $2,995 Humana
(Gold Plus HMO-63) 		 $8,764
#4 Cigna Healthcare
(True Choice PPO) 		 $595 Cigna Healthcare
(True Choice PPO) 		 $3,092 Braven Health
(Medicare Choice PPO) 		 $8,782
#5 Aetna
(Medicare Value PPO) 		 $717 Humana
(Gold Plus HMO-63) 		 $3,123 Aetna
(Medicare Value PPO) 		 $8,834
#6 WellCare
(No Premium HMO) 		 $751 Braven Health
(Medicare Choice PPO) 		 $3,398 Clover Health
(Classic HMO) 		 $8,925
#7 Braven Health
(Medicare Choice PPO) 		 $804 WellCare
(No Premium HMO) 		 $3,690 WellCare
(No Premium HMO) 		 $12,715
  Average: All Plans $639 Average: All Plans $3,160 Average: All Plans  $9,253

*Annual estimated costs (out-of-pocket expenses) include applicable 2024 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($174.70 in 2024 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

      COSTSHARE REPORT is a registered mark of HealthMetrix Research Inc.