Denver Area Comparisons

 

  
Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details
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#1 Humana
(Total Complete HMO) 		 $456 Kaiser Permanente
(Senior Advantage Core HMO) 		 $2,300 Perennial Advantage
(Freedom HMO) 		 $4,655
#2 Kaiser Permanente
(Senior Advantage Core HMO) 		 $465 Perennial Advantage
(Freedom HMO) 		 $2,455 Clear Spring Health
(BrightPath Advantage HMO) 		 $4,817
#3 Select Health
(Medicare Essential HMO) 		 $492 Clear Spring Health
(BrightPath Advantage HMO) 		 $2,679 United Healthcare
(AARP Medicare Advantage HMO) 		 $5,253
#4 Elevate Medicare
(Select HMO) 		 $655 Humana
(Total Complete HMO) 		 $2,722 Devoted Health
(CORE Select HMO)  		 $5,419
#5 Perennial Advantage
(Freedom HMO) 		 $676 Devoted Health
(CORE Select HMO)  		 $2,767 Humana
(Total Complete HMO) 		 $5,533
#6 Devoted Health
(CORE Select HMO)  		 $720 United Healthcare
(AARP Medicare Advantage HMO) 		 $2,781 Select Health
(Medicare Essential HMO) 		 $5,962
#7 Clear Spring Health
(BrightPath Advantage HMO) 		 $727 Elevate Medicare
(Select HMO) 		 $3,135 Aetna
(Medicare Signature HMO)  		 $6,247
#8 United Healthcare
(AARP Medicare Advantage HMO) 		 $766 Anthem
(Medicare Advantage HMO) 		 $3,244 HealthSpring
(Preferred HMO) 		 $6,338
#9 Anthem
(Medicare Advantage HMO) 		 $812 Select Health
(Medicare Essential HMO) 		 $3,453 Anthem
(Medicare Advantage HMO) 		 $7,302
#10 Aetna
(Medicare Signature HMO)  		 $964 HealthSpring
(Preferred HMO) 		 $3,641 Elevate Medicare
(Select HMO) 		 $7,387
#11 HealthSpring
(Preferred HMO) 
 $1,305 Aetna
(Medicare Signature HMO)  		 $3,808 Kaiser Permanente
(Senior Advantage Core HMO) 		 $15,105
  Average: All Plans $731 Average: All Plans $2,999 Average: All Plans $6,729

*Annual estimated costs (out-of-pocket expenses) include applicable 2026 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($185 in 2025 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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