Buffalo Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits      Indicates $0 Premium Plans
Click the Senior Choice Gold Award highlighted Medicare Plan for enrollment details

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#1 WellCare
(No Premium HMO) 
$591 Humana
(Gold Plus HMO-6) 
$4,432 Centers Plan for Healthy Living
(Advantage Care HMO)  
$10,228
#2 Humana
(Gold Plus HMO-6) 
  
$894 Centers Plan for Healthy Living
(Advantage Care HMO)   
$4,682 Humana
(Gold Plus HMO-6) 
$11,015
#3 Independent Health
(Medicare Encompass 65 Element HMO)    
$1,025 Independent Health
(Medicare Encompass 65 Element HMO)  
$4,787 Independent Health
(Medicare Encompass 65 Element HMO)  
$11,300
#4 United HealthCare
(Medicare Advantage HMO) 
$1,084 Highmark BCBS of Western NY
(Blue Saver HMO)   
$4,836 United HealthCare
(Medicare Advantage HMO)  
$11,812
#5 Highmark BCBS of Western NY
(Blue Saver HMO) 
$1,136 United HealthCare
(Medicare Advantage HMO)  
$4,971 Highmark BCBS of Western NY
(Blue Saver HMO)  
$11,923
#6 Aetna
(Medicare Value HMO)   
$1,144 MVP Health Care
(Medicare Secure HMO-$15)
$5,032 MVP Health Care
(Medicare Secure HMO-$15) 
 
#7 Excellus BCBS
(Univera Senior Choice Basic HMO) 
$1,286 Excellus BCBS
(Univera Senior Choice Basic HMO) 
$5,393 Excellus BCBS
(Univera Senior Choice Basic HMO) 
$16,725
#8 Centers Plan for Healthy Living
(Advantage Care HMO) 
$1,320 WellCare
(No Premium HMO)  
$5,402 Aetna
(Medicare Value HMO)   
$17,603
#9 MVP Health Care
(Medicare Secure HMO-$15)
$1,401 Aetna
(Medicare Value HMO)     
$5,860 WellCare
(No Premium HMO)  
$18,230
  Average: All Plans $1,098 Average: All Plans $5,044 Average: All Plans $13,803

*Annual estimated costs (out-of-pocket expenses) include applicable 2022 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($170.10 in 2022 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan.  HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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