Albany Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
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The Medicare Advantage plan highlighted below represents "Excellence in 2023 Medicare Advantage Benefits Value"
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#1 WellCare
(No Premium HMO)  		 $366 MediGold
(No Premium HMO) 		  $2,486 MediGold
(No Premium HMO) 		 $7,626
#2 MediGold
(No Premium HMO) 		 $436 WellCare
(No Premium HMO)   		 $3,176 Humana
(Gold Plus HMO-6)  		 $8,337
#3 United HealthCare
(Medicare Advantage Choice PPO) 		 $564 EmblemHealth
(VIP Rx Saver HMO)  		 $3,249 Aetna
(Medicare Value HMO)   		 $8,935
#4 Humana
(Gold Plus HMO-6) 		 $584 United HealthCare
(Medicare Advantage Choice PPO)  		 $3,304 MVP Health Care
(WellSelect PPO)  		 $9,001
#5 EmblemHealth
(VIP Rx Saver HMO)   		 $624 MVP Health Care
(WellSelect PPO)  		 $3,306 EmblemHealth
(VIP Rx Saver HMO)  		 $9,138
#6 MVP Health Care
(WellSelect PPO)  		 $736 Highmark BCBS WNY
(Freedom Value HMO)  		 $3,500 CDPHP
(Medicare Rx HMO)   		 $9,672
#7 CDPHP
(Medicare Rx HMO)  		 $741 Aetna
(Medicare Value HMO)   		 $3,710 Highmark BCBS WNY
(Freedom Value HMO)  		 $9,713
#8 Highmark BCBS WNY
(Freedom Value HMO)  		 $841 Humana
(Gold Plus HMO-6) 
 $3,934 WellCare
(No Premium HMO)   		 $9,731
#9 Aetna
(Medicare Value HMO)  		 $974 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$42) 		 $4,425 United HealthCare
(Medicare Advantage Choice PPO)  		 $9,764
#10 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$42)		  $1,877 CDPHP
(Medicare Rx HMO)   		 $4,692 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$42) 		 $9,977
  Average: All Plans $774 Average: All Plans $3,578
 Average: All Plans $9,189

*Annual estimated costs (out-of-pocket expenses) include applicable 2023 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($164.90 in 2023 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov. 

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

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