Albany Area Comparisons

2021 Medicare Advantage COSTSHARE REPORT

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D - Drug Benefits    Indicates $0 Premium Plans
Click the highlighted Medicare Plan below for enrollment details

 
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#1 WellCare
(Absolute PPO) 
$1,063 WellCare
(Absolute PPO) 
 $4,432 Humana
(Choice PPO)  
$10,073
#2 Fidelis
($0 Premium HMO)  
$1,136 Fidelis
($0 Premium HMO)  
$4,591 EmblemHealth
(VIP Rx Saver HMO) 
$11,190
#3 Humana
(Choice PPO)  
$1,180 Humana
(Choice PPO)  
$5,041 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$41)
$11,516
#4 MVP Health Care
(WellSelect PPO)  
$1,238 EmblemHealth
(VIP Rx Saver HMO)   
$5,113 Blue Shield NENY
(Freedom Nation PPO) 
$11,751
#5 CDPHP
(Medicare Rx HMO)  
 
$1,308 CDPHP
(Medicare Rx HMO)  
 
$5,172 United HealthCare
(Medicare Advantage Choice PPO-$16)
$11,924
#6 EmblemHealth
(VIP Rx Saver HMO) 
$1,343 MVP Health Care
(WellSelect PPO)  
$5,190 WellCare
(Absolute PPO) 
$15,387
#7 Blue Shield NENY
(Freedom Nation PPO)  
$1,368 Blue Shield NENY
(Freedom Nation PPO)  
$5,237 CDPHP
(Medicare Rx HMO)   
 
$16,671
#8 Aetna
(Medicare Credit PPO)  
$1,383 Aetna
(Medicare Credit PPO)  
$5,422 MVP Health Care
(WellSelect PPO)  
$16,908
#9 United HealthCare
(Medicare Advantage Choice PPO-$16)
$1,553 United HealthCare
(Medicare Advantage Choice PPO-$16)
$5,425 Fidelis
($0 Premium HMO)  
$18,030
#10 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$41)
 $2,242 Empire Blue Cross Blue Shield
(MediBlue Plus HMO-$41)
$5,880 Aetna
(Medicare Credit PPO)  
$18,212
  Average: All Plans $1,381 Average: All Plans $5,150
Average: All Plans $14,166

*Annual estimated costs (out-of-pocket expenses) include applicable 2021 plan copayments, deductibles, and premiums as posted on Medicare Plan Finder (www.Medicare.gov). Medicare Part B monthly premiums ($144.60 in 2020 for most beneficiaries) are not included.  Estimated costs may be greater for beneficiaries who are late enrolling for Medicare Part D (prescription drug) coverage or lower for beneficiaries with limited income and resources who may be eligible for low-income subsidies.  Estimates do not include cost-sharing for additional popular benefits provided by some plans, e.g., eyewear, hearing aids, transportation.  

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan.  HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans. 

Medicare has neither reviewed nor endorsed this information.  The Senior Choice Gold Award is not given by Medicare.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.Medicare.gov

(TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.Medicare.gov.) 

COSTSHARE REPORT is a registered mark of HealthMetrix Research Inc.