2013 Medicare Advantage COSTSHARE REPORT

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Buffalo Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D-Drug Benefits
  Indicates $0 Premium Plans
Indicates Part D drug "gap" coverage included

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#1

 WellCare
(Choice)		 $153SCGA WellCare
(Choice)		 $1,247SCGA WellCare
(Choice)		 $4,601SCGA

#2

 BCBS of Western NY
(Senior Blue 651) 		$236 Independent Health
(Encompass 65 Essential) 		$1,804 Excellus Health Plan
(Senior Choice Value) 		$4,842

#3

 Independent Health
(Encompass 65 Essential) 		$270 BCBS of Western NY
(Senior Blue 651) 		$1,900 Independent Health
(Encompass 65 Essential) 		$4,914

#4

 Excellus Health Plan
(Senior Choice Value) 		$509 Excellus Health Plan
(Senior Choice Value) 		$2,030 BCBS of Western NY
(Senior Blue 651) 		$4,977

#5

 Universal American
(Today's Options Advantage 450 PPO - $26) 		$844 MVP
(Gold Value Rx - $41) 		$2,382 MVP
(Gold Value Rx - $41) 		$5,647

#6

 		MVP
(Gold Value Rx - $41) 		$982 Universal American
(Today's Options Advantage 450 PPO - $26) 		$2,746 Universal American
(Today's Options Advantage 450 PPO - $26) 		$7,569
  Average: All Plans $499 Average: All Plans $2,018 Average: All Plans $5,425


*Annual cost (out-of-pocket expenses) include applicable copayments, deductibles, and premiums. Premiums may vary depending on county of residence. Medicare Part B premium ($104.90 per month in 2013) is not included in cost calculations.

SCGA
 Senior Choice Gold Award recipient for "Excellence in Medicare Benefits Value"

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. Medicare plan benefits, copayments, deductibles, and premiums are subject to change. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.medicare.gov.

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