2012 Medicare Advantage COSTSHARE REPORT

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Buffalo Area Comparisons

Annual estimated out-of-pocket costs for Medicare Advantage Plan members*
All Plans below include Medicare Part D-Drug Benefits
  Indicates $0 Premium Plans
Indicates Part D drug "gap" coverage included

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#1

WellCare
(Choice)
$193SCGA WellCare
(Choice)
$1,307SCGA Independent Health
(Encompass 65 - $40)
$3,659

#2

WellCare
(Value)
$330 BCBS of Western NY
(Senior Blue 651)
$1,460 WellCare
(Choice)
$3,797SCGA

#3

Independent Health
(Encompass 65 Basic)
$363 Independent Health
(Encompass 65 Basic)
$1,540 BCBS of Western NY
(Senior Blue 651)
$3,844

#4

BCBS of Western NY
(Senior Blue 651)
$420 Independent Health
(Encompass 65 - $40)
$1,653 Independent Health
(Encompass 65 Basic)
$3,956

#5

United Healthcare
(Medicare Complete Choice PPO)
$433 MVP
(Gold Value Rx)
$1,758 BCBS of Western NY
(Senior Blue 653 -
$95)
$4,215

#6

MVP
(Gold Value Rx)
$482 WellCare
(Value)
$1,855 MVP
(Gold Value Rx)
$4,234

#7

Universal American
(Today's Options Advantage 550 PPO)
$610 Excellus
(Senior Choice Value
Plus - $40)
$2,097 MVP
(Gold Anywhere Rx -
$155)
$4,346

#8

Excellus
(Senior Choice Value)
$631 Excellus
(Senior Choice Value)
$2,117 Excellus
(Senior Choice Value
Plus - $40)
$4,536

#9

Independent Health
(Encompass 65 - $40)
$686 Universal American
(Today's Options Advantage 150 PPO -$63)
$2,350 Universal American
(Today's Options Advantage 150 PPO -$63)
$4,645

#10

Excellus
(Senior Choice Value
Plus - $40)
$986 BCBS of Western NY
(Senior Blue 653 - $95)
$2,400 WellCare
(Value)
$5,153

#11

Care Improvement Plus
(Medicare Advantage - $53)
$1,084 Universal American
(Today's Options
PPO - 550)
$2,559 Excellus
(Senior Choice Value)
$5,306

#12

Universal American
(Today's Options Advantage 150 PPO -$63)
$1,339 United Healthcare
(Medicare Complete Choice PPO)
$2,647 Universal American
(Today's Options Advantage 550 PPO)
$6,644

#13

BCBS of Western NY
(Senior Blue 653 - $95)
$1,520 MVP
(Gold Anywhere Rx - $155)
$2,835 Care Improvement Plus
(Medicare Advantage - $53)
$6,663

#14

MVP
(Gold Anywhere Rx - $155)
$2,090 Care Improvement Plus
(Medicare Advantage - $53)
$2,893 United Healthcare
(Medicare Complete Choice PPO)
$7,055
  Average: All Plans $798 Average: All Plans $2,105 Average: All Plans $4,861


*Annual cost (out-of-pocket expenses) include applicable copayments, deductibles, and premiums. Premiums may vary depending on county of residence. Medicare Part B premium ($99.90 per month in 2012) is not included in cost calculations.

SCGA
Senior Choice Gold Award
recipient for "Excellence in Medicare Benefits Value"

The information contained herein is neither guaranteed nor intended to represent actual enrollee experiences for any Medicare plan. Medicare plan benefits, copayments, deductibles, and premiums are subject to change. HealthMetrix Research Inc. does not endorse or recommend specific Medicare plans.

This is not a complete listing of plans available in your service area.  For a complete listing, please contact 1-800-MEDICARE or consult www.medicare.gov.

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